Business capital lending, defined, plus the big reveal. Accel now funds equipment, franchises and fix-and-flip projects nationwide, with answers in hours, not days.
Every legend gets a remix era. Jordan came back for a second three-peat. Beyoncé walked into country music and walked out with Album of the Year. And Accel? We spent years being the people you call for excavators, pizza ovens, and X-ray machines.
That was the opening act. This is the tour.
Accel Business Capital is now a full-service business capital lender. Equipment, franchises, real estate investment: if it moves your business forward, we want a seat at the table where it gets built.
So… What Is Business Capital Lending?
Business capital lending is financing that gives a business the money to buy assets, launch, operate, or expand. You repay it over time, so your cash keeps working instead of disappearing into one giant purchase.
Translation: it's leverage with good manners. Rockefeller didn't build an empire out of his checking account, and neither should you. The smartest operators in history used other people's capital to buy time, tools, and territory. Same play, better paperwork.
The New Lineup
Equipment Financing: Our home court. Up to 100% funded, flexible structures, and year-end options like 90-day deferred payments. Bought equipment with cash in the last 60 days? We may be able to fund it and put that money back in your pocket.
Franchise Financing: Up to $500,000 for qualified applicants, including startups. You did the homework, ran the numbers, picked the brand. We'll help with the part that keeps most people stuck on the sidelines.
Fix & Flip Loans: Up to 95% loan-to-cost, 100% of rehab funded, closings in as little as two weeks, and 12 months of interest-only payments on a 30-year amortization. No flip minimum. First-timers welcome. Everyone's a rookie once. Even Brady was a sixth-round pick.
Business-Building Guidance: Because a check without a game plan is just a very expensive vibe.
Three Businesses, Three Different Wins
Picture these (illustrative examples, not actual clients):
The landscaper. Spring's coming and the skid steer is held together by duct tape and prayer. Equipment financing gets new iron on the job site while cash stays put for payroll and fuel.
The first-time franchisee. Corporate job, side-eye from the in-laws, big dream of owning a pizza franchise. Startup franchise financing turns "someday" into a ribbon-cutting.
The weekend flipper. Day job, sharp eye, zero completed flips. With high loan-to-cost and the rehab funded, that first house stops being a Pinterest board and becomes a closing.
Different industries, same Accel energy. Construction, trucking, medical, salons, restaurants, landscaping, manufacturing, auto, kennels, welding, and more. We finance it all, no cap.
More Than a Check: We Help You Build the Machine
Get legit. Form your LLC, get your EIN, open a dedicated business bank account. Keep business and personal as separate as church and state.
Build business credit. Open trade lines that report, pay early, and grow a credit profile in your business's name, so your company can borrow on its own reputation, not just yours.
Leverage like a pro. Use financing to grow while protecting your working capital. Cash is oxygen; don't spend it all in one breath.
Look the part. Logo, website, wrapped trucks, a brand people remember. Main-character energy, but make it professional.
Equip everything. From the first tool to the fifth location, we help you gear up for the next level.
They Say No. We Look for the Yes.
Big banks love a "no." We'd rather find the path to yes.
- We answer the phone. A real human. Revolutionary, we know.
- Hours, not days. Your timeline matters, so ours moves fast.
- One-page application. Not a novel. One page.
- Nationwide. Coast to coast, every kind of hustle.
Your Source
Equipment, franchise, real estate, growth: one call, one team, one source. Ben Franklin said time is money. We just help you get more of both.
Call 716-253-4604 or visit accelbusinesscapital.com and let's take your project to the finish line.
Financing options vary based on qualifications, underwriting, and lender requirements. Not all applicants will qualify. Examples are illustrative.
